The top 4-wheelers available in India for under ₹20 lakh (in 2025).
Purchasing a car within the ₹20 lakh range is thrilling because you’ll get a mix of style, great performance and comfortable features. You can find a family SUV, a luxury sedan or a tough off-roader within this budget.Here is a selected list of the top 4-wheelers in India that cost under ₹20 lakh (as of 2025), judged by their value, performance, features and reliability.
🚙 1. Mahindra XUV700
The cost of a new Kia Carnival is from ₹14.03 lakh to ₹19.99 lakh (ex-showroom).
Type: SUV
Highlights:Best 4-Wheelers Under ₹20 Lakh in India (2025 Guide)
Panoramic sunroof
The car is available with turbo petrol and diesel variants.
GNCAP gave the car a 5-star safety rating.
The XUV700 has made a big impact in the Indian SUV market. Because it has the best technological and safety features at its price, the brand is popular with families and those who travel far.
🚗 2. Hyundai Creta (the 2024 version)
You can purchase the Encore for ₹11 – ₹20 lakh, depending on the variant you choose (the top variant is just under the budget).
Highlights
This is a mid-size sport utility vehicle.
Updated front grille gives the car a bold new appearance.
Vents in the seat, large sunroof
New 1.5L turbo petrol powertrain
Efficient DCT transmission
Its popularity comes from providing a nice mix of style, up-to-date technology and comfortable driving. With the 2024 update, it is even more attractive.
🚘 3. Kia Seltos
Prices start at ₹10.90 and go up to ₹20 lakh.
This car is a mid-size SUV.
Highlights:
The best in class interior design
Level 2 Advance Driver Assistance Systems
The 1.5L turbo petrol engine is very powerful.
Durable and well-made design
Its design is very eye-catching and its interior is built with quality. This SUV is the choice if you want to drive on the highway and have smart features.
🛻 4. Tata Harrier
The price range is ₹15.49 to ₹20 lakh.
Type: SUV
Highlights:
The game uses a Land Rover-inspired backbone.
The car has a 2.0L Kryotec diesel engine.
Six airbags, ESP and four different terrain settings
A new look for the infotainment and instrument cluster (2024 facelift).
The Harrier is known for its powerful, reliable and safe handling. This vehicle is best for people who like a powerful road look and the ability to drive off-road.
🚙 5. Skoda Slavia / Virtus (Sedans)
The range for the price is ₹11.63 lakh to ₹19.92 lakh.
Specification: Premium Sedan
Highlights:
There are turbocharged 1.0L and 1.5L petrol engines available.
Sporty European design
Superb handling performance
A large storage area and strong stability at high speeds
If you prefer sedans, the Skoda Slavia and Volkswagen Virtus are the best in their class in this price bracket. They are both sporty and useful.
🚘 6. Either the Toyota Urban Cruiser Hyryder or the Maruti Grand Vitara
Prices range from ₹10.70 – ₹19.99 lakh
Prices range from ₹10.70 – ₹19.99 lakhType: SUV with both gas and electric power.
Highlights:
The car features a powerful hybrid system that delivers excellent fuel efficiency (up to 25+ kilometers per liter).
The city area is driven by vehicles with an EV-like silent powertrain.
A choice to add the AWD system is possible
A joint platform made by Toyota and MSM
Don’t want a fully electric car, but are looking for one with high mileage? They work best in cities and for trips on highways only sometimes.
⚡ 7. Tata Nexon EV with a long range
You can buy the Brezza for ₹14.49 – ₹19.99 lakh.
The model is an electric SUV.
Highlights:
ARAI range is 453 kilometers.
There is fast charging technology on this device.
A 5-star GNCAP rating
Dashboard designed with a clean and large touchscreen.
EVs are not going anywhere and the Nexon EV is one of the top choices on a budget. It is clean, quiet and ready for the future which makes it perfect for people who drive in cities.
Before You Buy
Determine what is most important to you: space, powerful performance, high mileage or new features.
GNCAP-tested vehicles that get at least 4 stars should be your top picks.
Things like insurance, service, fuel expenses and the car’s resale worth should be checked.
Drive at least 2–3 different vehicles to see which one feels right.
Final Reflections
In 2025, cars under ₹20 lakh include technology, comfort, safety and speed, features that were limited to high-end models in the past. No matter if you want a gas-saving car, an EV or a big SUV, this list has something for every buyer.